Want to Become a Private Money Lender?

Earn consistent returns while helping real estate deals move faster.

At We Buy Houses in the Bay Area, we don’t just buy properties—we create opportunities. And if you’re looking for a smarter, more secure way to grow your money, becoming a private money lender with us might be the perfect fit.

What Is a Private Money Lender?

A private money lender is someone who loans capital to real estate investors, like us, in exchange for a steady return. Your investment is typically secured by real estate, giving you both protection and peace of mind.

It’s a win-win. We get the speed and flexibility we need to fund our projects, and you get better-than-average returns backed by Bay Area real estate.

Why Partner With Us?

We’re not new to this. We Buy Houses in the Bay Area is a trusted local company specializing in buying homes for cash—often helping sellers in tough situations like foreclosure, inheritance, or properties in need of repair.

Here’s what sets us apart as a borrower:

Experienced Investors: We’ve closed dozens of deals and know how to analyze risk and protect capital.
Asset-Backed Security: Your investment is typically secured by a deed of trust on a property.
Transparent Terms: We believe in clear communication and complete transparency—no surprises.
Attractive Returns: Private lenders often earn 8% to 12% annual returns, depending on the deal structure.

Who Can Become a Private Lender?

Whether you’re a seasoned investor or simply looking for a hands-off way to earn passive income, we welcome a range of lender types:

Individuals with savings or self-directed IRAs
Retirees looking for steady returns
Professionals wanting to diversify their portfolio
Family offices or high-net-worth individuals
No Wall Street volatility. No stock market guesswork. Just real returns on real properties.

How It Works

Connect With Us: Fill out our interest form or give us a call. We’ll walk you through the process and answer your questions.
Review Investment Opportunities: We’ll share details on upcoming projects, including timelines, loan amounts, expected returns, and security.
Choose to Fund a Deal: If it’s a fit, you’ll fund the loan and receive documentation securing your interest in the property.
Sit Back and Earn: You’ll earn interest payments on the loan—and receive your principal back when the deal closes or is refinanced.

What Are the Risks?

Like any investment, private lending carries risk. However, by lending on below-market-value properties with experienced operators like us, risk is minimized. Your loan is secured by a hard asset (the property), and our conservative deal underwriting helps protect your investment.

We also typically lend at no more than 70% loan-to-value (LTV), giving a healthy equity cushion.

Let’s Build Wealth Together

The Bay Area real estate market moves fast—and so do we. With the right private lenders by our side, we can act quickly on opportunities while giving you a consistent and reliable return on your investment.

If you’re ready to put your capital to work and become a private money lender, we’d love to talk.